Financing for Energy Access: A collaborative Solution.
The lack of quality access to energy and have been consider as one of the biggest issues that the human development have to address in our days, affecting around 20% of the global population in some of its forms (1), polluting and damaging the environment and people that suffer it and affecting moreover the whole economy of the country, the sanitary system or the quality education. This implies the entrance in a circle of poverty that is difficult to go out. In the majority of the cases people is paying a lot of money for their own contamination.
Many have been the models and aids that have tried to solve these issues, but problems that have appeared in each. Some years ago, microcredits appeared as the best solution to facilitate access to credit to the poorest societies in order obtain quality energy, but the excessive indebtedness of the borrowers and abusive practice by some big lender institutions (2), made from some of these credits a sentence instead of the salvation that were supposed to be.
Through the use of the collaborative economy applied to development have resulted new forms of actuation, like the microcredit crowdfunding platform created by Access To Energy, that looks for overcome the previous problems by the empowerment of the local community and institutions with the energy access, engage people and private sector from developed countries for the improvement of rural and poor communities with the goal to reduce inequality.
Ilustration: Financing Methodology for Energy Projects through microcredit crowdfunding (3).
Bibliography
1. De La Vega Navarro, Angel. El acceso a la energía. Le encyclopedie de l´energie. [En línea] 2015. http://encyclopedie-energie.org/articles/el-acceso-la-energ%C3%ADa.
2. Heinemann, Tom. Microcréditos. Documento Tv, 2012.
3. Access to Energy ORG. Access to Energy . Babyloan. [Online] http://www.access-to-energy.org/en/the-microentrepreneur#Does the micro-entrepreneur pay interest on the loan provided?.
Alejandro Rodríguez Bolaños
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09 Jan 2017
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arodriguezbolanos
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