"E-finance plan" included (Excel. Spanish)
Today society is undergoing a so-called organizational, socio-economic and digital revolution. The business environment has not escaped these drastic changes. Indeed, the world of business, in all its aspects, has never been so unpredictable, uncertain and convulsive as it is now. We are living in a rapidly changing world in which, as well as substantial changes in patterns of integration and commerce, traditional rules for the exchange of goods and services have also been challenged. We are being forced to move within a framework for action in which it is increasingly complicated to differentiate ourselves through quality and effectiveness, and in which the only relevant question is how to create
value for the user.
